Getting vision insurance is a supplemental step for many people who are surprised and dismayed to learn that their regular health insurance doesn’t cover it—or doesn’t cover it to the extent that they would like. 22% of people prefer contacts over glasses for every activity, and many people enjoy the option. Contacts can be a much more expensive option than glasses, however, meaning that people who need or want contacts could be left without the ability to get them if they don’t have vision insurance. Vision insurance varies drastically plan by plan, but it serves to make vision care and vision correction possible.
3 out of every 4 people in the United States need or some sort of vision correction. From distance glasses to reading glasses, astigmatism, vision problems run the gamut. They can also be very difficult for someone trying to go about their day to day life. For someone who needs corrective lenses to drive, not having access to a regular eye checkup and new glasses when they become needed is dangerous. Additionally, when people get older the majority of them need vision correction and in some cases might even need more than one prescription. Older people are more likely to be on a fixed income as well, which makes vision insurance an even more important player in their overall financial security.
Basic vision insurance typically covers eye exams for routine care and regular checking of vision, and includes specific dollar amounts or percentage covered for glasses and contacts. While many people first look into vision insurance in the hopes of finding something that will cover a more permanent solution to eye trouble, such as laser eye surgery, the basic packages are more about eye health and maintenance of vision. Purchasing a family plan can also be the best choice for a family with growing children who will need a new prescription every year.