These days everyone needs health insurance coverage. Paying your own way through doctors visits and prescription medication is just too expensive, and with all the recent changes to health insurance plans there are a lot more options than there were before. While companies offer coverage for their employees, if you’re unemployed, self-employed or otherwise in a position where you don’t have a company plan available, finding a professional who knows the ins and outs of the insurance industry can help you make sure you aren’t paying more than you have to.
Some of the most common services covered by health insurance companies are:
- Doctors visits
- General wellness exams
- Specialized treatments
- Surgical procedures
- Medical testing
If you have any of the above needs or anticipate requiring these services in the near future it’s worth it to do a little hunting before settling with the first insurance policy that a government run or private comapny website recommends. Working with a Meredith Insurance Center agent can help you find the best policy for you and your family’s lifestyle. Whether you need a full package with vision and dental, have a pre-existing condition that requires routine treatment or simply require basic medical care our team of experts will make sure you get the coverage you need. We can help you choose between free for services plans, also known as indemnity plans, like HDHP’s and HSA’s or a more common managed care plan such as a HMO or PPO.
Additionally, if you think you may need assistance making deductible payments and believe you might qualify for Medicare coverage our agents can help you determine what level of assistance you’re entitled to. If it does turn out that you or a member of your family are eligible for Medicare, our experts can help you enroll and find local providers for the services you need. We’re just a quick and friendly call or click away.